Economic attitudes in the «theoretical lenses» of institutional matrices

Context and relevance. The highly productive interdisciplinary integration of monetary behavior studies has demonstrated that behavioral economics is determined by psychological and institutional factors, and these data form the basis for modern social and economic policies in many countries.
Objective. To substantiate the prospects of using institutional matrix theory in studying economic attitudes.
Theoretical basis. Concepts of the role of economic attitudes in regulating behavior are contradictory due to the lack of definition of the concept itself and the specificity of diagnostic approaches. It is proposed to define an economic attitude as an emotionally charged idea of the phenomena associated with earning, consuming, saving, borrowing, and realized in behavior under suitable conditions. The functional characteristics of economic institutions that distinguish the economic models of X- and Y-matrices in the theory of institutional matrices (rules for securing and moving goods, rules of interaction, feedback mechanism) are considered as the theoretical basis for the model that meaningfully describes the corresponding economic attitudes. The source of economic attitudes is both a person’s personal life experience and the social experience of a community associated with its institutional organization.
Methodology. Systemic-structural approach.
Conclusions. In communities developing in different economic models, social axioms and social beliefs of different content dominate, contributing to the formation of economic attitudes corresponding to them. Determining the nature of this connection is a relevant research task.